1. Information We Collect

• Account Information: Name, phone number, email address, and profile details when you sign up.
• Group & Transaction Data: Details about groups you create or join, contributions made, payout history, and group progress.
• Communication Data: Messages, invitations, and notifications sent within the app.
• Device & Usage Data: Device type, IP address, and app activity for analytics and security.

2. How We Use Your Information

• To create and manage your account.
• To enable you to create groups, join groups, and track their progress.
• To send invitations, updates, and reminders.
• To ensure fair selection of winners and proper closure of completed groups.
• To improve app performance and user experience.

3. How We Share Your Information

• With group members: Basic profile and contribution status will be visible to other members of your group.
• With service providers: For hosting, payment processing, or analytics.
• When required by law: To comply with legal obligations.
• We do not sell your personal data to third parties.

4. Data Security

We use industry-standard encryption and security measures to protect your data.

5. Your Rights

You can request to view, update, or delete your personal information at any time by contacting us.

6. Changes to this Policy

We may update this policy from time to time. Updates will be posted here with a revised date.